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Please allow me to introduce you to my friend Paul Fuller

Paul is a friend of mine I’ve known for many years.

He is the owner of Paul’s Lawn and Landscape, and he has graciously offered a special discount service to my Everist Mortgage clients.

 

You may be interested in having some help mowing, edging and weed-trimming your yard. Or, you may have an interest in some landscaping or even an outdoor living area. Paul and his team are excellent and can handle all jobs, small to large.

 

Paul started mowing lawns in his neighborhood at the age of 14, pushing his lawnmower from house to house. Over the last 20 years, he has grown to a company that now has multiple crews, landscape designers, stone masons and full outdoor entertainment area capability.

 

I can highly recommend Paul and his team. They do a great job, are competitively priced, and conduct themselves with high integrity. Feel free to contact them to discuss any lawn maintenance or landscaping needs you may have.

 

Here are two special offers if you mention me and Everist Mortgage:

 

  • With a new mowing service contract, you’ll get the first mow¬†free ($45 value).

 

  • Free 1 hour yard cleanup ($125 value)

 

Here below is Paul’s contact information for more information. I hope this offer is helpful to you!

 

If I can help you or someone you know with trusted mortgage financing advice and counsel, I’d love the opportunity. Now is a great time to buy a home!

Thanks,
Michael

Paul’s Lawn & Landscape, LLC.
512-553-LAWN
www.paulslawnaustin.com


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Thank you!

Over the past 25 years that I have been helping people with mortgage financing in Central Texas, I have been blessed beyond measure by the support of wonderful clients and referral sources like you.
I could not continue in this industry without your trust and referrals, and I want to truly thank you.

 

Everist Mortgage has received the coveted Five Star Mortgage Professional Award again this year, making it 7 years total and 5 years consecutively. It is an honor to receive this recognition, and I do not take it for granted.We will be featured in the upcoming June issue of Texas Monthly Magazine.

 

For those that may not be familiar with this award, it is not a paid advertisement – it can’t be bought.
It also can’t be solicited – you must be nominated, and it is based on past customer satisfaction.

 

Out of over 2,075 mortgage originators in the greater Austin/San Antonio area, only 120 were chosen this year. This represents only the top 5.7% of the industry. Five Star is the largest and most widely-published mortgage award program in North America.

 

Five Star obtains a list of recent homebuyers in the area who secured a mortgage.
They contact them and ask them to rank their mortgage provider based on 5 criteria:

 

  1. Customer Service level
  2. Integrity
  3. Communication
  4. Product ad service options
  5. Overall Satisfaction – would you recommend to a friend?

 

Industry peers (Realtors, Title Companies, vendors) are then contacted to offer feedback and ranking of the candidates. Lastly, the candidates’ licensing and regulatory records are reviewed to see if there are any complaints, claims or other concerns.

 

It is a rigorous process, and one that I’m quite proud to have gone through successfully. I and my team couldn’t have done it without you. If you would like more details about the award review process and Five Star criteria, here is a link:

https://www.fivestarprofessional.com/spotlights/20523

 

I am truly grateful and want you to know that I strive to earn your continued trust and referrals to friends, family and coworkers. If you know anyone who plans to purchase or refinance a home, I’d love the opportunity to talk with them and give them Five Star service!


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Millennials spend nearly $100,000 on rent by 30

The millennial generation is one of the largest in history, comprised of young, vibrant, creative and passionate men and women. Tech-savvy and often urban-oriented, these millennials tend to choose renting over owning a home for many reasons at this stage of life. However, they may not realize the true cost of this decision over time.

 

According to a just-released study by RentCafe, these young people are spending on average, 45% of their incomes and approximately $93,000 on rent between the ages of 22 and 30! That is a huge sum of money that gives them no long-term benefit.

 

Despite earning more at their age than previous generations, higher rent, student loans and other debts and more discretionary spending hold many of these young people back from owning their own homes. With rents continuing to rise and no equity being built over these years, their hard-earned money is going to pay off their landlord’s mortgage instead of their own.

 

What many young people don’t realize is that they can own a home if they really want to. There are mortgage financing options available that only require 3-5% down payment, and a family member can help with this if needed. The seller of a home can pay some or all of your closing costs and taxes and insurance, again reducing the total cash investment needed to buy. Often, the mortgage payment is the same or less than rent, and you can keep your housing cost somewhat fixed as opposed to rents that can go up every year.

 

With average rents in the Austin/Central Texas area in the $1,400 range and rising 3-5% per year, a renter could own a nice $175K-$180K home with the same monthly payment, and invest as little as $5,250 down payment. If you’re going to spend nearly $100,000 on housing by age 30, wouldn’t you prefer to invest that for yourself, building equity in your own home?

 

I’d love to talk with you or someone you know who is interested in becoming a homeowner.. It’s not as difficult as you may think. I’ve been helping families in Central Texas get great financing for their homes for over 25 years, and we have many low-cost options to offer. I love working with first time homebuyers, and believe home ownership is a great way to build wealth.


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